Etiqa Travel Insurance is a comprehensive travel insurance plan that provides coverage for travelers to protect them from unforeseen incidents such as accidents, illness, or trip cancellations. Etiqa Insurance is a subsidiary of Maybank, one of the largest banks in Southeast Asia. Etiqa offers various types of travel insurance plans that cater to different needs and budgets of travelers. In this article, we will take a closer look at Etiqa Travel Insurance and its features.
Types of Etiqa Travel Insurance Plans
- Etiqa TripCare 360
Etiqa TripCare 360 is a comprehensive travel insurance plan that provides coverage for accidental death or permanent disability, medical expenses, trip cancellations, and delays. It also offers coverage for lost or damaged baggage, personal liability, and trip curtailment. The plan is available for individuals and families, and it covers trips of up to 180 days.
- Etiqa TripCare 360 Takaful
Etiqa TripCare 360 Takaful is a Shariah-compliant travel insurance plan that provides coverage for accidental death or permanent disability, medical expenses, trip cancellations, and delays. It also offers coverage for lost or damaged baggage, personal liability, and trip curtailment. The plan is available for individuals and families, and it covers trips of up to 180 days.
- Etiqa TripCare 360 Prestige
Etiqa TripCare 360 Prestige is a premium travel insurance plan that provides coverage for accidental death or permanent disability, medical expenses, trip cancellations, and delays. It also offers coverage for lost or damaged baggage, personal liability, and trip curtailment. The plan is available for individuals and families, and it covers trips of up to 180 days. The plan also includes additional benefits such as pre-existing medical conditions coverage, travel inconvenience benefits, and concierge services.
- Etiqa TripCare Xplorer
Etiqa TripCare Xplorer is a travel insurance plan that provides coverage for adventurous activities such as skydiving, bungee jumping, and scuba diving. The plan covers accidental death or permanent disability, medical expenses, trip cancellations, and delays. It also offers coverage for lost or damaged baggage, personal liability, and trip curtailment. The plan is available for individuals and families, and it covers trips of up to 180 days.
- Etiqa TripCare Xplorer Takaful
Etiqa TripCare Xplorer Takaful is a Shariah-compliant travel insurance plan that provides coverage for adventurous activities such as skydiving, bungee jumping, and scuba diving. The plan covers accidental death or permanent disability, medical expenses, trip cancellations, and delays. It also offers coverage for lost or damaged baggage, personal liability, and trip curtailment. The plan is available for individuals and families, and it covers trips of up to 180 days.
Features of Etiqa Travel Insurance Plans
- Medical Coverage
Etiqa Travel Insurance provides coverage for medical expenses incurred during the trip, including emergency medical treatments, hospitalization, and ambulance services. The coverage also includes medical evacuation and repatriation services in case of an emergency.
- Trip Cancellation and Interruption
Etiqa Travel Insurance provides coverage for trip cancellations and interruptions due to unforeseen events such as illness, accidents, or natural disasters. The coverage includes reimbursement for non-refundable trip expenses such as airfare, accommodations, and tour packages.
- Baggage and Personal Belongings Coverage
Etiqa Travel Insurance provides coverage for lost or damaged baggage and personal belongings during the trip. The coverage includes reimbursement for the cost of repairing or replacing the items
4. Personal Liability Coverage
Etiqa Travel Insurance also offers personal liability coverage, which provides protection in case you accidentally cause damage to someone else’s property or injure someone during your trip. This coverage can also provide legal defense if you are sued for damages.
5. 24/7 Emergency Assistance
Etiqa Travel Insurance provides 24/7 emergency assistance services for its customers. This service can help you with emergency medical evacuation, medical referrals, and emergency travel arrangements. You can contact the emergency assistance hotline for any assistance you need while on your trip.
6. Pre-existing Medical Conditions Coverage
Etiqa TripCare 360 Prestige and Etiqa TripCare Xplorer provide coverage for pre-existing medical conditions, subject to certain conditions and exclusions. This coverage can be important for those with ongoing medical conditions that require regular treatment or medication.
7. Travel Inconvenience Benefits
Etiqa TripCare 360 Prestige offers additional benefits for travel inconveniences such as flight delays, missed connections, and lost or stolen travel documents. These benefits can include reimbursements for additional expenses incurred due to travel disruptions, as well as compensation for inconvenience caused.
8. Concierge Services
Etiqa TripCare 360 Prestige also offers concierge services that can assist with travel planning and arrangements. These services can include booking restaurant reservations, arranging transportation, and providing local travel information.
How to Purchase Etiqa Travel Insurance
Etiqa Travel Insurance can be purchased online through the Etiqa website. Customers can choose the type of plan that suits their travel needs and budget, and make the payment online. The policy will be issued immediately, and customers can access their policy details online or through the Etiqa app.
Conclusion Etiqa Travel Insurance
Etiqa Travel Insurance is a comprehensive travel insurance plan that offers various benefits and coverage options for travelers. With its 24/7 emergency assistance and pre-existing medical conditions coverage, Etiqa Travel Insurance can provide peace of mind for those who are traveling abroad. Whether you are planning a leisure trip, an adventure trip, or a business trip, Etiqa Travel Insurance can help you stay protected and enjoy your trip with confidence.
